Another VAREP Board member and I attended a meeting in Beverly Hills this week. I don't believe the speaker got the messsage accross to the Realtors in attendance. VAREP is to help low to moderate income Veterans get off the streets, into housing, and hopefully in the future, into a home of their own. We will accomplish it thru Fundraising, and working with our Legislators. It is not going to happen overnight, and will require a lot of effort on the part of our members. Together, we will do Something, and that's what it takes. If everyone does Something, instead of Nothing success will follow. The Board is made up of Realtors, Lenders, and Patriots. If we happen to receive an inquiry, we will be happy to help. We will be holding Veteran's Open Meetings with lots of people on hand to answer your questions. Dates and times will be posted on this site and others.
I am excited to be attending this educational meeting 1/28/2015. Some of the Board for the OC Chapter of VAREP will be going with me. I haven't been to Beverly Hills in a while, so it will be fun too. Our purpose is to get the latest, greatest information. The main scope of the meeting is listed below:
VA Loan Program Education Workshop Hosted by: VAREP Los Angeles, CA Chapter
We are having our first 2015 Military & Veteran VA Loan Program Education Workshop. Learn how to get your VA offer accepted and keep it in escrow! Topics include:
Assuming you now have your Certificate of Eligibility for a VA Home Loan. What's next?
Check your credit 1st. Sounds simple enough, right? Not necessarily, as up to 70% of all credit reports may have errors. What seems unimportant to you, may be much more to a Lender. This is your opportunity to correct those errors, and improve your credit score. Your score determines the interest rate you pay on a home loan.
Next, get Pre-approved. This step has more than one benefit. First you are saving valuable time by supplying W2's, pay stubs, and the other information your lender requires. Sure, they will ask for the same thing 2 or 3 time laters, but you will have it. The other big thing it does, you know how much you can afford to buy. No time wasted looking at homes you may not be able to afford. Last thing, Sellers know you are serious and prepared to buy, if they accept your offer.
Finally, do you get a Fixed Rate or Adjustable Rate Mortgage? If you plan to live in the home more than a few years, possibly a Fixed Rate. It offers peace of mind for you long term goals and budget. If you plan on moving up, or moving out of the area, an Adjustable Rate loan may save you some money.
With interest rates still low, and home prices expected to rise over the next 2 years, this is a great time to buy. The current VA Loan limit in Orange County Ca, for a standard loan is $625,000. For Jumbo loans, etc I suggest you contact a Lender. If you don't know anyone, I will be happy to send you some highly qualified lender's contact information.
Our Congress appears to be ready to make Major Changes in Military Pay and Benefits. As more is said, it looks like this year may be when it happens. I wonder if current Service Men and Women will be "Grandfathered In"? I also wonder if cuts to Illegals and Welfare Abusers will be made? Do you think they will cut Foreign Aid too? With all the turmoil and hate in the World, we need a strong Military. Click on the following link to read the full article: http://www.military.com/daily-news/2015/01/15/hagel-warns-major-changes-coming-to-pay-and-benefits.html?comp=700001075741&rank=3
i would like to hear your opinions on this.
The House-a-Vet initiative was developed to give qualified active-military, veterans, surviving spouses, first-responders, and low-to-moderate income candidates an opportunity at home ownership. Blighted homes are revitalized into bright spots within the community. Our process creates jobs, produces responsible homeowners, and shows appreciation to our heroes – It’s a win for all! The two housing programs under this initiative are:
I recommend contacting the DAV (Disabled American Veterans), before attempting to complete the forms on your own. This is why:
First; You want to expedite your claim. Improperly completed paperwork delays your claim.
Second; You want to have any and all forms and documentation presented 1st time you file.
The nice thing is there are local offices in most areas, where qualified people help you for Free. In addition, there are Mobile Services in many of these areas if you cannot go to them. Lastly, Mobile Services that schedule Days to Help Sign up and Answer Your Questions at local locations. For example; last year, the DAV sponsored a day at my Elks Lodge in Garden Grove. Occasionally, Local Politicians get involved and really try to help. I have attached the website link for DAV:
If you have questions, please feel free to contact me. I may not know the answer, but am able to search for you.
I think a lot of Veterans do not know if they qualify for Medical Care, so they do nothing. If you do nothing, the answer is always "NO". The VA wants to help all qualified Veterans, Free Medical Services. Sometimes, the Veteran in incapacitated, and the family doesn't know where to turn. Maybe you know someone like this? If you do, please have them contact the nearest VA facility or community outreach clinic. Assistance is available online, in person, on the phone. That can start the process, just knowing where to go. Today's goal is to furnish you with a web page that connects to all the above:
Other ways to connect:
Call 1-888-897-9288 Monday- Friday 5 a.m. - 5 p.m. A VA representative will have your completed form sent to you for your verification and signature.
VA Long Beach HealthcareSystem
5901 East 7th St.
Patient Business Office (600-00C)
Long Beach, CA 90822
Enroll at any of our Community Based Outpatient Clinics or at the VA Long Beach in Bldg. 126 on the first floor at the Patient Business Office, which is open M-F , 8 a.m. - 4 p.m.
First and foremost, anyone can suffer from this condition. A lot of Veterans don't realize the importance of being pro-active and seeking help. There are varying degrees of suffering, and the VA is willing to provide 1st class treatment. Individual and group treatment are offered at no cost to Veterans. Learn to overcome, and or deal with PTSD as a Free VA Benefit. Clinics are available in most areas, and all of Orange County, CA. Click on the link below to learn more:
Yes, it can be done. For example: An Army Nurse and her mother, both Veterans, decide to purchase a home together. The VA says it is OK. The loan has to be sent to the VA for approval. It does not go through the regular lender's process. This will add some time to the transaction, but well worth doing.
Everyone have a safe Happy New Year
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