Current loan amounts for Orange County, Ca. with 0 Down is $687,500. More VA Loans, to just over $1M are available with reduced down payments. The amount for VA Loans, with 0 Down Payment are expected to drop to about $625,000 in 2015. That's the bad news. The good news: If you are in Escrow, have all paperwork prepared, including that DD214, you will be Grandfathered in for a limited number of days should the limit change. Check with your Lender, or Realtor to verify where you are in the process. If you have questions, please contact myself, or one of My Favorite Lenders right away. We are here to help YOU.